Latest Articles from ATS Finance Now

14th June 2026

Avoid These 4 Mistakes When Picking a Loan Structure

Choosing between variable, fixed, or split rates affects more than just your interest bill. Understanding the right loan structure for your Miami property matters.

11th June 2026

Top tips to prepare for home loan settlement

Settlement day is when your home loan funds are released and ownership transfers. Here's what you need to know to avoid last-minute delays.

9th June 2026

Why Four Bedroom Homes Need Different Loan Strategies

Molendinar buyers often need higher borrowing capacity and specific loan features when stepping up to a four bedroom property.

31st May 2026

Home Loans in Biggera Waters: Everything You Need to Know

How waterfront location, unit density, and local lending patterns shape the home loan you can access in this Gold Coast suburb

7th June 2026

What are Investment Loan Features & How They Work

Understand the key features of investment loans and how to structure your property finance to match your wealth-building strategy in Ashmore and beyond.

3rd June 2026

Top tips to choose the right investment property type

Units, houses, and new builds all come with different lending rules, tax treatment, and cash flow profiles that directly affect your returns in Labrador.

31st May 2026

Understanding the basics of Fixed Rate Investment Loan Fees

What fixed rate investment loans cost upfront, ongoing, and when you need to make changes before the term ends.

7th June 2026

Everything You Need to Know About Refinancing to Cut Monthly Payments

How Robina homeowners are lowering their repayments by switching to a lower rate or restructuring their mortgage without extending their loan term

9th June 2026

5 tips to help you clear your mortgage by retirement

Worried you’ll still be paying off your mortgage in retirement? New research shows you’re not alone. Here are five tips to help clear the slate before you hang up your work boots.

2nd June 2026

Not a housing “crash” – easing growth and plenty of buying opportunities

House price growth is slowing but experts say not to expect a crash. We look at what’s changed, and why today’s market may offer good opportunities for homebuyers.

26th May 2026

Gen Z races into the property market

A few tweaks to a popular first home buyer scheme has driven a “surge” in Gen Zs buying their first home. And it’s not the only upside giving first home buyers a boost now.

24th May 2026

Variable Rate Loans & What They Mean for Miami Buyers

Understanding how variable rate home loans work and when they make sense for property buyers in the Miami area

24th May 2026

What Not to Do When Buying a Holiday Rental Property

Thinking about buying a holiday rental in Pimpama or nearby? Here's how to structure the finance without overlooking rental gaps or tax planning.

20th May 2026

Home loan interest rate rising? There may be other options

It was great while it lasted, but the rate cut party is well and truly over. Today we look at how you could potentially reduce your home loan interest rate without relying on the Reserve Bank.

19th May 2026

Proven Tips to Calculate Your Home Equity in Robina

Understanding how much equity sits in your property is the first step to refinancing, accessing funds, or upgrading your loan features.

14th May 2026

Variable Rate Investment Loans and Extra Repayments

How additional payments on variable rate investment loans affect your tax position, cash flow flexibility, and overall portfolio growth in Biggera Waters.

13th May 2026

Federal Budget 2026: how it could affect your property plans

Reforms to negative gearing and capital gains tax have been unveiled in the latest national budget. Here’s what they could mean for investors, first home buyers and home owners.

12th May 2026

Can I Refinance to Get a Lower Interest Rate?

How Miami homeowners can cut their home loan rate, reduce monthly repayments, and save thousands by switching lenders at the right time.

10th May 2026

How Economic Factors Shape Your Home Loan Decisions

Understanding how inflation, employment trends, and Reserve Bank decisions affect your borrowing power and repayment options in Southport's property market.

5th May 2026

Cash rate increases for the third time this year, now up to 4.35%

The hits just keep coming for mortgage holders, with the Reserve Bank of Australia (RBA) today raising the cash rate for a third time this year to 4.35%. If you’re starting to struggle with your mortgage repayments, here’s how you can potentially take act

5th May 2026

Refinance to Access Equity for Investment Property

Robina property owners are unlocking equity to build investment portfolios without selling their family home or waiting years to save another deposit.

4th May 2026

Lenders Mortgage Insurance: When It Applies in Coomera

Understanding when you'll pay LMI and what it actually costs can change how you approach your deposit on a Coomera property.

4th May 2026

Home Loan Documentation: What You Need and When

Understanding the paperwork requirements for your home loan application makes the process faster and helps you prepare for what lenders actually assess.

29th April 2026

How to turn your new-build dreams into reality

28th April 2026

How to upgrade your family home using equity

Pimpama families can use equity in their current home to buy or build a larger property without selling first.

26th April 2026

Strata Title Home Loans: What Robina Buyers Should Know

Buying a strata property in Robina requires understanding how body corporate fees, loan to value ratios, and lender policies affect your borrowing capacity and loan approval.

26th April 2026

Buying a Home Closer to Work: What to Consider

Cutting your commute from Southport's outer suburbs can unlock more than just extra sleep. It might reshape your borrowing power and property options.

22nd April 2026

Could your home loan pre-approval be out of date?

Having loan pre-approval can be a smart move for home buyers. But the recent Reserve Bank cash rate hikes could leave your pre-approval in need of an update.

21st April 2026

How to Understand Refinancing Application Fees

Application fees can add hundreds or thousands to your refinancing costs, but many lenders waive them or roll them into the loan.

19th April 2026

Variable Rate Loans: Why Extra Repayments Make Sense

How making additional repayments on your variable rate home loan can shorten your loan term and build equity faster

19th April 2026

Fixed Rate Investment Loans in Pimpama

How locking your rate works when buying rental property in one of Queensland's most active growth corridors

15th April 2026

Why buyers are defying rate hikes and rising fuel prices

Rate hikes and soaring fuel prices aren’t dampening home buyer enthusiasm, with a strong majority of Aussies still believing the time to buy is now. We look at why home-buying sentiment remains so high.

14th April 2026

Everything You Need to Know About Home Loan Comparison

Discover how comparing home loan options helps Coomera residents find the right loan package to achieve home ownership and financial stability.

12th April 2026

How to Choose Home Loans for Different Property Types

Understanding which home loan products suit your property type can help you achieve home ownership and build equity faster.

9th April 2026

How Loan Structure Options Can Transform Your Home Loan

Understanding the different home loan structure options available to Molendinar residents can help you build equity and improve borrowing capacity.

8th April 2026

One-in-five investors snatch up interstate properties

Is the grass really greener on the other side? Maybe. Australia has seen a surge of investor activity in recent years, with investment loans reaching record highs. But as home prices rise, plenty of investors are looking beyond their own backyard and maki

7th April 2026

Understanding Apartment vs House Financing Options

Discover how home loan features differ when financing an apartment compared to a house in Helensvale and surrounding areas.

6th April 2026

What You Need to Know About Property Investment Goals

Understanding investment loans and creating a winning property investment strategy to build wealth through real estate in Labrador and beyond.

6th April 2026

Do You Know What to Consider When Purchasing a House?

Discover what Coomera residents need to know about home loans, interest rates, and finding the right loan product for your property purchase.

2nd April 2026

The Timeline to Expect When Refinancing Your Home Loan

Understanding how long mortgage refinancing takes helps you plan ahead and avoid surprises during the application process.

1st April 2026

5% Deposit Scheme helps more than 300,000 Aussies buy a first home

Buying a first home doesn’t have to mean years of eating beans on toast while you scrape together a 20% deposit. Here’s how you could break into the property market with just a 5% deposit. 

29th March 2026

Refinancing Approval: What to Expect in the Process

Understanding the refinance application steps helps Miami residents prepare for a smoother journey toward accessing lower interest rates and unlocking equity.

29th March 2026

Understanding Variable Rate Home Loan Fees and Costs

A complete guide to the fees and costs associated with variable rate home loans for Robina residents seeking home ownership.

25th March 2026

Good news for buyers – surge in homes hitting the market

If you’re in the market for a home, you may have noticed there hasn’t always been a whole lot of choice in recent months. Fortunately, it looks like property listings are really starting to pick back up. Here’s how to make the most of the increase in choi

24th March 2026

Proven Tips to Improve Your Credit Score for Home Loans

Understanding how your credit score impacts your home loan application and what you can do to strengthen your borrowing position.

22nd March 2026

Fixed Rate Home Loans: What to Know Before You Commit

Understanding how fixed interest rate home loans work can help Robina residents make informed decisions about their property finance options.

22nd March 2026

Understanding Cashback Offers When Refinancing

Discover how Coomera residents can benefit from cashback offers when refinancing their home loan with the right mortgage broker.

17th March 2026

Do You Know How to Finance Your Holiday Rental Property?

Discover how an investment loan can help Southport residents purchase a holiday rental property and build wealth through property investment.

17th March 2026

Double trouble! RBA lifts cash rate by another 25 basis points to 4.10%

More bad news for mortgage holders around the country: the Reserve Bank of Australia (RBA) today raised the cash rate for the second time this year to 4.10% in a 5-4 split decision vote. How might this impact your monthly mortgage repayments?

15th March 2026

Smart Ways to Refinance with Flexible Payment Options

Discover how changing your payment frequency when refinancing your home loan could help you save thousands in interest payments.

15th March 2026

Investment Loan Approval: What You Need to Know

Understanding the investment loan approval process helps Helensvale property investors secure the right finance for building wealth through property.

11th March 2026

Offset accounts surge as homeowners race to beat higher rates

Who wouldn’t want to save on home loan interest and pay off their mortgage faster? Homeowners are increasingly turning to offset accounts to do just that. So today we’ll look into whether an offset account could benefit you.

10th March 2026

Why Should You Understand Investment Loan Applications?

Master the investment loan application process and unlock opportunities to build wealth through property in Biggera Waters and beyond.

9th March 2026

The easiest way to understand home loan costs and fees

Uncover the true costs behind your home loan and learn how to make informed decisions for your Molendinar property journey.

5th March 2026

Top Tips to Time Your Property Investment Purchase

Discover when to enter the property market in Coomera and how investment loan features can help you build wealth strategically.

4th March 2026

How first home buyers can buy up to five years sooner

As home prices climb higher, first home buyers can feel like the goal posts are continually shifting further out of reach. But there is a way to potentially cut years off the time taken to buy a home.

3rd March 2026

Top Tips to Master Your Home Buying Process

A comprehensive guide for Miami residents looking to understand home loan options and achieve home ownership with confidence.

1st March 2026

Home Loans for Purchasing a Terrace House in Helensvale

Discover your home loan options and learn how to secure the right finance for purchasing a terrace house in Helensvale.

26th February 2026

Variable Rate Home Loans: Everything You Need to Know

Discover how variable rate home loans can work for you at every stage of life, from first home buyers to seasoned investors.

25th February 2026

How much do you need to earn to buy a home in 2026?

Sure, saving a deposit is important, but your income can hold the real key to getting into the market. That’s because it shapes your borrowing power.

24th February 2026

Unlock the Secrets to Off-the-Plan Investment Loans

Discover how to finance your off-the-plan investment property in Ashmore and build wealth through strategic property investment.

22nd February 2026

Understanding the Basics of Purchasing Your Next Home

A comprehensive guide to home loan options, rates, and features to help Miami residents achieve home ownership with confidence.

19th February 2026

Government Policies and Your Home Loan Options

Understanding how government schemes can help Coomera residents achieve home ownership through various home loan products and financial support programs.

18th February 2026

Thinking of a tree change? You might find more affordable homes

Growing numbers of younger Australians are opting for regional living, and part of the lure of a ‘seachange’ or ‘treechange’ can be the chance to get more bang for your buck.

18th February 2026

Top 10 Ways to Structure Your Investment Loan

Discover how the right investment loan structure can help Robina property investors build wealth and maximise tax benefits effectively.

15th February 2026

Refinance to Add Features Like an Offset Account

Discover how refinancing your home loan can unlock valuable features like offset accounts and help Molendinar residents save money.

15th February 2026

10 Ways Investment Loans Can Build Your Wealth

Discover how property investment opportunities in Molendinar can help you achieve financial freedom and create lasting passive income streams.

10th February 2026

Which generation tops housing wealth in Australia?

Myth busted! Baby Boomers no longer own the bulk of housing wealth in Australia. We reveal who does, and how you could get started in the property market.

10th February 2026

How to Use Fixed Rate Features for Investment Loans

Discover the key features and benefits of fixed rate investment loans and how they can support your property investment strategy.

8th February 2026

How to Refinance Your Mortgage to Consolidate Debt

Discover how refinancing your home loan can help you consolidate debt, reduce loan costs, and improve cashflow for Ashmore residents.

5th February 2026

Do You Know How to Buy a Home in a School Zone?

Discover how the right home loan can help Miami families move into their preferred school catchment area.

3rd February 2026

Variable Rate Investment Loans and Extra Repayments Guide

Discover how variable rate investment loans and extra repayments can boost your property investment strategy in Southport

3rd February 2026

RBA hikes the cash rate by 25 basis points to 3.85%

Bad news for mortgage holders around the country: the Reserve Bank of Australia (RBA) today raised the cash rate by 25 basis points to 3.85%. Today we’ll look at why it did so, and how this rate hike could impact your monthly mortgage repayments.

1st February 2026

Avoid These 5 Mistakes When Purchasing a Villa Home Loan

Discover smart home loan strategies for villa purchases and secure the right financing solution in Molendinar

30th January 2026

Proven Tips to Finance Your Investment Duplex Purchase

Discover how Labrador residents can secure investment loans to purchase duplexes and build wealth through property investment

28th January 2026

How high are property prices predicted to go in 2026?

After a lengthy run of rising prices in 2025, some pundits are tipping property prices could keep climbing in 2026. Today we’ll take a sneak peek inside the experts’ crystal ball – and what it could mean for your home buying plans.

28th January 2026

Smart ways to approach refinancing for first-time buyers

Discover how first-time buyers in Sky Ridge can unlock potential savings through strategic refinancing decisions

26th January 2026

Unlock the secrets to removing mortgage insurance

Discover how refinancing can eliminate your lenders mortgage insurance and unlock thousands in potential savings

23rd January 2026

Avoid These 5 Property Research Mistakes When Buying

Essential property research tips for Robina residents looking to secure the right home loan for their dream property purchase.

21st January 2026

Roll up those sleeves – a renovation renaissance is slated for 2026

A renovation boom may loom, with plenty of home owners choosing to renovate rather than relocate this year. So if you have plans for home improvements, it’s worth knowing how to fund your project.

21st January 2026

Proven Tips to Maximise Your Offset Account Benefits

Discover how offset accounts can reduce your home loan interest and accelerate your property ownership journey in Robina

14th January 2026

Nurses, teachers or CEOs: which occupation boasts more property investors?

Owning an investment property isn’t limited to the uber-rich. In fact, investors are usually people you interact with daily. Today, we’ll reveal which occupations are the nation’s most prolific property investors, and how you could potentially join them.

7th January 2026

Aussie home owners just got $82,000 richer on average

What a way to start the new year! After a strong 12 months in the property market, plenty of homeowners around the nation are now a whole lot wealthier. And their newfound increase in home equity has opened up some exciting possibilities for 2026.

30th December 2025

Happy New Year! Let’s discuss some potential 2026 goals

There’s nothing quite like a New Year’s resolution to fire you up for another lap around the sun. Whether you’re looking to buy your first home, save on your mortgage, or leverage the equity in your current position, here are three resolutions to consider

21st December 2025

Season’s greetings! Here’s to a well-earned summer break

17th December 2025

Your suburb’s 2025 property report card is in

You might’ve seen recent headlines that national property prices made another big jump this year. But do you know exactly how your suburb and property type performed? Well, today we’ll show you how to find out in just a few quick clicks.

10th December 2025

No Christmas rate cut – could rates rise in 2026?

Not so long ago plenty of economists were tipping a fresh round of rate cuts in 2026. But the picture’s not so clear anymore. There’s even talk of possible rate hikes next year. Here’s how you can prepare.

3rd December 2025

2% deposit scheme ‘Help to Buy’ launches

Imagine being able to buy your own home with just a $12,000 deposit. That’s what the federal government’s new Help to Buy shared equity scheme can offer

26th November 2025

Why now may be the time to buy a rental property

Disclaimer:

19th November 2025

5-year goal: 1-in-3 Gen Zs planning to buy a first home

Disclaimer: